Tuesday, February 13, 2018

Click the Pic and Let me Know If You're Interested In a Specific Property!
David J. Albert Broker-Owner djabroker@yahoo.com 

New Recording Fees Will Fund Affordable Housing




Effective as of January 1, 2018 
There are a whole new set of fees that will be charged to Californians who are recording real-estate-related documents ("real estate instruments") that are not part of, or connected with, a real estate sale. The fee is $75 per document, up to a limit of $225 per occasion.
It is important to note that it is not the kind of instrument that is important, but, rather, the context in which it is being recorded. If, for example, you are refinancing your property, part of the transaction involves recording a new trust deed. That will cost you $75 (in addition to whatever other costs might be incurred). If, however, you are recording a trust deed in connection with the sale of a property, the extra charge will not be imposed.

Also, no charge will be imposed on a transfer of property -- even if it is not a sale -- to a person who will be an owner occupant.
What kind of documents might a property owner want to record, even if no sale is occurring? A short, incomplete, list might include: deed of trust, re-conveyance, assignment of trust deed, declaration of homestead, easement, mechanic's lien, notice of completion, and covenants, conditions, and restrictions. There's plenty more, and they all cost an extra $75 a pop (up to $225 per transaction).

This is all the result of Senate Bill 2 (Atkins), the Building Homes and Jobs Act, which the Governor signed into law September 29, 2017. It made additions to both the California Government Code (§27388.1) and the Health and Safety Code (§50470).

The purpose of the bill was to provide a permanent source of money that could be used to provide, "an adequate supply of homes affordable to California at all income levels…"
Prior to this, affordable housing programs, including those to assist the homeless, were financed through voter-approved bonds and through a 20% set-aside that was imposed on redevelopment agencies. Bonds do not provide a permanent source of funding, and nearly all the existing voter-approved funding had been awarded. Moreover, redevelopment agencies have been eliminated.

According to the Legislative analysis, California has a shortfall of approximately 1.5 million affordable units for low and very-low income households. (This includes rental housing.) Furthermore, with 12 percent of the U.S. population, California has 20 percent of the nation's homeless population. It is estimated that 118,000 Californians are homeless on any given night.

According to the Senate Appropriations Committee, the new fees will generate $200-$300 million annually. SB2 specifies the manner in which the funds are to be spent. In the first year, half of the money will go "to local governments to update their general plans, housing ordinances, and other planning documents to increase the production of housing. The other half of the funds in the first year will go to assist people who are homeless or at risk of homelessness. In all subsequent years, the bill requires 70% of funds deposited into the Trust Fund to be distributed via formula to cities and counties to be used in a variety of ways to address the unmet housing needs of the jurisdiction." For a full and more detailed accounting of the use of the Trust Funds, the reader is invited to check out §50470 of the Health and Safety Code. It is very detailed.

Since the implementation of Senate Bill 2, the California Association of REALTORS (CAR) has received complaints "that title companies (and potentially some county recorders) have been improperly charging buyers for exempt documents."
Written by Bob Hunt 

Sunday, February 4, 2018

Oceanside 55 Plus
   Oceanside 55 Plus Communities
(click the pic)

Ocean Hills Country Club is one of the Finest 55+ Retirement communities in the San Diego area. Residents enjoy a large clubhouse, 18 - hole golf Course and a lifestyle spread across the community's 350 acres. Pleasant breezes and magnificent views adorn this community that is just four miles from the pacific ocean.
Ocean Hills Country Club was built in three distinct phases between 1984 and 1999. The initial phase was constructed between 1984 and 1988 and it contains approximately 1,125 duplex homes that are 971 to 1,899 square feet. The second phase, which contains larger single-family homes, was built between 1989 and 1992. Finally, the third and final phase was constructed from 1997 to 1999 and it offers six single-family floor plan choices. Oceanside Real Estate For Sale. 

Call David Albert at for more Information - 760-822-7403

302 N. Cleveland St.
Oceanside, CA. 92054
760 822-7403
"Serving Oceanside Communities Since 1979"

Friday, February 2, 2018

Oceanside Handball

Oceanside Handball Teams for USA Beach Handball-February 3 2018

Oceanside CA. 
Men’s and Women’s teams will play and train in preparation for the Pan American Beach Handball Championships to be held in Oceanside March 6-11, 2018. This is the first time the US has hosted this world-renowned tournament on US sand.

A Meet and Greet with the Elite Beach Teams will be held February 3, 2018 from 9:00 am – 10:00am at Oceanside Harbor Beaches.

Games and Training will take place from 10:00 am – 12:00 noon.
According to Dennis Berkholtz, USA Beach Handball Chairman, “The long-term goal is to build the game and USA team awareness and guide it into the Olympic Games.”

Beach Handball is one of the quickest growing beach sports in the world – fast paced, high scoring, spectator friendly. The game is the “sand” version of the Olympic sport of Team Handball, played with teams of four and two action packed sets of 10 minutes each. The USA Beach Handball Program was founded in Southern California in late 2015 and the women’s team relocated to the Hermosa Beach training.
302 N. Cleveland St.
Oceanside, CA. 92054
760 822-7403
"Serving Oceanside Communities Since 1979"

Saturday, January 27, 2018

 *Scholarship Applications Now Available*

Applications for the 2018 City of Oceanside Martin Luther King, Jr. Scholarship Program are now available at local high schools, at the Oceanside Public Library, and on the City Website:http://www.ci.oceanside.ca.us/civicax/filebank/blobdload.aspx?BlobID=46569

Any graduating senior who lives in Oceanside and will attend college after graduation is eligible to apply, regardless of what high school the student attends. The scholarship program has no racial, ethnic, gender or other arbitrary criteria; residency in Oceanside is the only requirement for application. Students may contact the scholarship coordinator at their high school for information about the program and application forms.The deadline for submission of applications this year is April 7, 2018.

The scholarship program awarded $40,000 to fourteen students from four different high schools in 2017, and has awarded over $735,000 since the first scholarships were awarded in 1993. All funds for the program come from community donations; no public monies are used for the scholarships.

The 2018 recipients will be introduced to donors at the annual scholarship garden reception on May 18, 2018. This is the only fundraising event for the program. Call (760) 435-5049 for more information about the scholarship program.

302 N. Cleveland St.
Oceanside, CA. 92054
760 822-7403
 David J. Albert Broker-Owner
"Serving Oceanside Communities Since 1979"

  Does Adding A Gym In Your Home Add Any Value?

It's that time of year of again. Clearly everyone is dedicating the next few days, weeks, and months to getting in better shape. That being said, traditional gyms are absurdly crowded right now and will most likely be for the next few months.

So how about just building one in your home? Sounds expensive and it probably will be as exercise equipment is both pricey and difficult to move. That being said, as a society we are very unhealthy and many of us are overweight. To combat this there has been a plethora of movements to help prevent obesity. One such movement has been the increase in home gym ownership.

Now we have to ask ourselves, "Does having a home gym truly increase the value of my home?" The short answer is absolutely not! In spite of this, it most certainly will increase the desirability of your home to a certain set of buyers. Think of it like a pool. Study after study has revealed that even if you live in Arizona, a pool will not increase the real value of your home, only the perceived value.

The fact is that by having a home gym, the appeal of your home will increase to a certain subset of buyers. The only positive investment would be that of your health. It's one of the few things in life that you can actually control.

If you choose to buy all of the equipment brand new, expect to spend at least $1,500 for lower end equipment. For top of the line gear expect to spend at least double that. Should you buy used equipment, the cost will be much lower. However, shiny equipment would be more enticing to the potential buyer psychologically.

302 N. Cleveland St.
Oceanside, CA. 92054
760 822-7403
 David J. Albert Broker-Owner
"Serving Oceanside Communities Since 1979"

Thursday, January 25, 2018

FOR SALE $379,000
1408 PAPIN St. OCEANSIDE, CA. 92058

Investor-Handyman's delight. Permitted 3 Bedroom 2 Bath Remodel. Interior needs finishing.

Owners loss, Your Gain. Cash or Possible FHA 203K ONLY 3.5% Down Payment. Less than 2 miles to the beach, Downtown Oceanside Brew Pubs, Restaurants, Farmers & Sunset Markets. Easy access to I-5 and Hwy 76. 
Open House Sat. 1-27-2018 and Sun. 1-28-2018  12-3PM

Call Paul Kynell at: 760-822-5233 For More Information
BRE #00859891
Listing courtesy of Michelle Mahzari BRE #01212099
IMax Premier RE BRE #CR-45009 

BRE# 00712580
302 N. Cleveland St.  Oceanside, CA. 92054
760 822-7403
"Serving Oceanside Communities Since 1979"

Wednesday, January 24, 2018

New California Law Requires Additional Pool Safety Devices


Effective January 1, 2018, California law requires that when a permit is issued for the building or remodeling of a swimming pool or spa, that pool or spa must be equipped with at least two of seven specified safety devices. Moreover, home inspectors are now required to make note of the presence or absence of such devices.

Under state law, this will apply to any structure, in or above the ground, that is intended for swimming or recreational bathing and that has a water depth of at least 18 inches.
The legislative act that brought this new law about was Senate Bill 442 (Newman). It amends section 7195 of the Business and Professions Code and sections 115922 and 115925 of the Health and Safety Code.

The Senate Bill Analysis notes that drowning is the second leading cause of death for children between the ages of 1 and 4. Additionally, for every drowning in this age group, five or more suffer from near-drowning injuries that can cause life-long disabilities.
In 1997, California's Swimming Pool Safety Act went into effect. That law required that any single-family home pool built thereafter had to be equipped with at least one of the five following safety devices: (1) a permanent fence, of specified dimensions, that isolates the pool or spa from the home; (2) a pool cover meeting certain safety standards, (3) exit alarms on doors leading from the home to the pool, (4) self-closing, self-latching devices on doors leading from the home to the pool; or (5) any other safety device feature providing as much protection as the specified four and as verified by the American Society for Testing and Materials (ASTM).

In 2006, the act was amended to include (6) removable mesh fencing that meets ASTM standards and a gate that is self-closing, self-latching and can accommodate a key lockable device, and (7) a pool alarm that sounds when someone or something of a certain size (determined by ASTM) enters the water.

The new law requires that any pool or spa built or remodeled after January 1, 2018 must have at least two of the specified safety features. The bill does not apply to any of the estimated million-plus pools that were built before 1997, unless they are to be remodeled. It also does not apply to public swimming pools, hot tubs with ASTM-approved locking covers, nor to apartment complexes or any residential setting other than a single-family home.

The bill also requires that, if a home inspection report is issued for a single-family home that has a pool or spa, the report shall identify which, if any, of the seven drowning prevention safety features [as listed] the pool or spa is equipped with and shall specifically state if the pool or spa has fewer than two of the listed drowning prevention safety features.
The new law does not specify any penalty for a home inspector's failure to include this information in his or her report. Nor does it make installation of any safety device a requirement of property transfer.

In 2016, an identical bill was vetoed by the Governor. In his veto message he wrote, Nothing prevents a homeowner from adding as many additional safety features as they desire to their own pool. The choice on how to protect children is best left to parents.
Written By Bob Hunt

302 N. Cleveland St.
Oceanside, CA. 92054
"Serving Oceanside Communities Since 1979"

Tuesday, January 23, 2018

MOBILE HOMES FOR SALE - (Hold Left Side Of Mouse Down and Slide Left or Right To Use Property Slider)

Monday, January 22, 2018

Between rising prices, tight loan limits, and substantial competition among other passionate would-be buyers, it can seem like an impossible feat to purchase your first home. Homes in first-time buyer ranges are highly in demand. Stories of buyers having made offers on numerous homes, only to be shut out time and again by multiple offers, that will ultimately drive prices up and out of their budget. But, there are ways you can put yourself ahead, even if the situation seems desperate. Hopefully the following information will be of some help for those First Time Home Buyers interested in Oceanside Property Sales.

(1) Work with an established and very knowledgeable Real Estate Brokerage at PIERVIEW PROPERTIES Real Estate. Here you will find Seasoned Agents that have lived and worked with hundreds of satisfied clients in Oceanside Home Sales for many years.
(2) Everyone has a Real Estate Agent in their neighborhood or in their family or friend group or maybe all three. And, while you would undoubtedly love to give business to someone you know and care for, you have to balance your sense of loyalty against your goal. This may not be the time to entrust your financial future to a brand-new agent or one who simply dabbles in the industry in his or her spare time. 
You'll need a Seasoned Agent to buy your first home, especially if you're looking in an area where the market is highly competitive as Oceanside. An agent with extensive experience and good industry relationships can help find you homes that may not be listed yet and then negotiate a winning offer.
David J. Albert Broker-Owner @ PIERVIEW PROPERTIES Real Estate has been serving the Oceanside Communities in Real Estate since 1979.

(3) Get that Pre-Approval
It goes without saying today that you need a pre-approval to buy a house. Many real estate agents won't even take clients out to tour homes unless they have received their pre-approval amount from a lender. Even if you are just casually looking, make sure you talk to a lender before you head out on a house hunt. Let me add that obtaining multiple loan quotes is highly recommended - as this could save you thousands of dollars in the long run.

You don't want to fall in love with something and lose out on owning it because someone else was already pre-approved and you first had to start pulling your paperwork together. Nor do you want to fall in love with a house that's out of your budget because you didn't know what your purchasing power was.

(4) Talk to landlords
If Rental Homes are in your target area (Oceanside and surrounding communities), you might have an opportunity to buy a home that isn't even on the market yet-and might not be listed for sale anytime soon. Your PIERVIEW PROPERTIES Real Estate agent will be able to locate some homes and initiate a conversation about the potential of purchasing. Some rental home owners may want to sell but be reluctant to take the steps to update the home and get it on the market. You may be able to slide right in there, which would be a win-win!

(5) What about a Home that Needs Work?
You might have better luck buying a home that isn't updated and or staged because they can tend to stay on the market longer. But, a home that's a real fixer-upper can be a great buy thanks to the FHA 203(k) Loan, which packages the home loan and money to rehab a damaged or older home.
An FHA 203k loan allows you to borrow money, using only one loan, for both home improvement and a home purchase, 203k loans are guaranteed by the FHA, which means lenders take less risk when offering this loan. As a result, it's somewhat easier to get approved (especially with a lower interest rate).
There are a number of improvements that can be made with a 203(k) loan, including bathroom and kitchen remodels, additions, HVAC, plumbing, and flooring, but if you're looking to add a pool, you'll have to do that on your own dime. Luxury improvements are not allowed under the terms of the loan.

(6) Consider a transitioning neighborhood
Buying in a neighborhood that is transitioning can be a little tricky as you'll have to depend a lot on your real estate agent's knowledge and your own gut to make sure you're buying in an area that is going to appreciate—and is also going to meet your needs now. The current state of the the neighborhood might not fit that dream home idea you've had in your head, but, if you're in it for the long haul, you could be making a smart move by looking in an area that isn't exactly top of your list in its current state. 
The obvious plus of buying a home in a transitioning neighborhood is more affordability, more home for the money, and the possibility to make some money as the neighborhood changes.
Getting a lot of bang for your buck is one of the benefits of buying in a so-called transitional neighborhood. Things to consider to finding such a place might be the area's proximity to public transportation which could be a revealing factor. 
Pinpoint your favorite trendy neighborhood - and then take a drive and see what is beyond that point. 

(7) Raise your Budget
Some people get a number in their head and decide that's the most they're comfortable with spending. Say you've decided you can't spend more than $300,000 on a home, but you're not having any luck finding anything in your target neighborhoods and you're not willing to look elsewhere. Consider this: Is your pre-approval from your lender higher than that magic $300,000 number? If so, consider upping it. That $20,000 difference could open up your search to numerous additional properties, and would cost you only about $100 per month. Bring a lunch to work instead of eating out a couple days a week or skip one night out at the movies and dinner per month and you've got it covered.
As an added note, when raising your budget, Always consider your monthly bills, ongoing maintenance and miscellaneous purchases in the future.
If you have any questions at all regarding Oceanside Real Estate Properties in Oceanside, please give David J. Albert a call at 760-822-7403

302 N. Cleveland St.
Oceanside, CA.
760 822-7403
David J. Albert - Broker-Owner
"Serving Oceanside Communities Since 1979"

Sunday, January 21, 2018

Put in A Zip Code and View Properties

Financial Things Not To Do When Getting Ready To Buy A Home

If you're in the process of buying a home, you've probably (and hopefully) already have had meetings with a minimum of 3 lenders, who have advised you on what to do and what not to do during the escrow process. But if you're just getting ready to buy or plan on buying a home in Oceanside, following a few simple financial tips can mean the difference between qualifying and not, and also getting a decent rate. These are a few universal "don'ts" that will help you stay on track, even before you get a lender involved.
Don't Take out More Credit

If you're thinking you're going to buy a house in a matter of a few months, forget that new laptop on the Best Buy card, and that New Car, and just stay within your means of normal spending. Taking out more credit can and Will more than likely harm your debt-to-income ratios, which can make you look like a credit risk.
Don't pay off all your current Credit Cards
Your lender will tell you specifically what you should pay down and what you should leave alone, but banks tend to like responsible credit management. In some cases, that may mean carrying a small balance on one or more cards.
Don't charge up all your Credit Cards to the Limit
Responsible credit management does not mean running every available card up to the limit and or only making minimum monthly payments. Most Banks will not look kindly on this when you go to get approved for a loan.
Be careful with Old Debts
You may think that in order to qualify for a mortgage or get the best possible rate you have to pull your credit and go back through every single entry to identify and take care of anything negative. You're right about the first part. Pulling your credit so you know what you're working with is critical, and financial experts recommend doing it annually, regardless of what you're planning (or not planning) to buy. But be careful with old debts. It doesn't hurt to ask a lender what should and should not be taken care of. But, in general, you'll want to do the following:
Pay in full instead of making settlement arrangements - It's not uncommon for debt collection companies to send out settlement offers that allow you to settle debts for less than the total amount. While this can sound tempting, it likely won't yield the results you're looking for. Yes, it'll stop the harassing phone calls and persistent letters. But if your goal is to get the debt to disappear from your credit report, you'll be disappointed.
Do's and Don'ts on Buying a Home in Oceanside CA.
When you settle your debt, the activity usually shows up on your credit report as debt settled or partial payment or paid in settlement. You can talk to the settlement company about the specific language they use, but the bottom line is - this is a red flag on your report. FICO doesn't reveal how much your score will drop, exactly, and your report doesn't indicate how much of the original debt was forgiven; it simply shows you settled. Either way, it still points to the fact that you may be a credit risk.
Stick to Newer debts - Older debts that are getting close to falling off your report should be the last thing you pay. You also want to consider the statute of limitations on your debt, they said. Most past debts remain on your credit report for seven years, so if you're close to the time frame when the debt falls off, settling it may not make much of a difference. There's an argument that can be made here, but practically, you might just be settling a debt that was about to disappear anyway.
Be Careful with Debt Consolidation
If you have a lot of outstanding debt, are in over your head with credit cards and store cards, and can only manage the minimum monthly payment on all your existing loans, you're likely going to have a hard time qualifying for a mortgage. You may be tempted to lump your debt together into one payment through a credit consolidation company, but beware the consequences. There may be startup fees, interest rates on the consolidation loan could skyrocket after an initial teaser rate expires, and, in some cases, an improvement in credit is years away.
Don't get lax with your Payments
Your lender will reinforce this, but it bears repeating that even after you've been pre-qualified, you need to keep your payments current on your Car, Credit Cards, etc. Your lender will do a recheck before closing just to make sure nothing has changed in your credit report, and if you have new issues, it could impact your loan.
Don't Move Money Around
There is a story of one home-buyer who almost lost his home because he had stated on his application that the down payment was coming from a mutual fund account. Then, two days before closing, he decided to sell a few antiques instead. The loan had to be underwritten all over, its value and its sale had to be verified, meaning the closing was delayed and the fees increased.
Don't EVER Change Jobs before you Buy your Home
This is a huge don't, if you're in the process of buying a home or are about to. Among all the other financial information your lender will be collecting in consideration of your loan, they will also be asking about your employment history. You're obviously less likely to be approved if you're unemployed (unless you're independently wealthy, and paying all cash. A recent job change may also be problematic if the bank is feeling jumpy about your job security.

If you have any questions about the above or other questions regarding Oceanside Property Sales, please give me a call at 760-822-7403 and I will do my best to help you out.
302 N. Cleveland St.
Oceanside, CA. 92054
760 822-7403
David J. Albert Broker-Owner
"Serving Oceanside and Surrounding Communities Since 1979"

Wednesday, January 17, 2018


What is a Comparative Market Analysis

A Comparative Market Analysis (CMA) is an evaluation of similar, recently sold homes (which are known as comparables/comps) that are near a home intended to be bought or sold.

The Comparative Market Analysis establishes the current market value of the home and are prepared by a PIERVIEW PROPERTIES Real Estate agent at No Charge or Obligation to you.

 What a Complete CMA Can Tell You:

  • What homes in comparison to yours are actually selling for
  • The length of time it is taking for others to sell
  • Very Important: You will see what the sale prices were in relation to the list prices (the difference between what people actually received for their home and what they asked for).

Always pay attention to the Pending Prices, rather than closed sales, as they’re the most recent.
If you have the opportunity and time - have your PIERVIEW PROPERTIES Agent take you along and visit some comp's in the area to see how houses on the market compare to yours in terms of price and other features.

Open Houses
The weekend is a great time to go around and view Open Houses in your neighborhood, even if the houses aren’t quite comparable to yours in size. Viewing other homes will help you get a real sense of what drives list prices up and down.

When you are in one of the open houses try and think like a buyer when comparing kitchens and any other special amenities; such as a fireplace, pool, large front and back yard etc.

If you're interested in receiving our FREE No Obligation C.M.A. - 

Take a minute and send your Name with Current Email address...and we will be in touch.
Thanks again - David J. Albert - Broker/Owner

302 N. Cleveland St.
Oceanside, CA.

Saturday, January 13, 2018



302 N. Cleveland St
Oceanside, CA.
David Albert - Broker/Owner
BRE# 00712580

"Serving Oceanside Communities Since 1979"

Pros and Cons of Buying a

House in Foreclosure

When a homeowner can’t make mortgage-loan payments and the lender repossesses the property, the home becomes foreclosed and is typically available for sale soon after.
Many benefits can come with buying a foreclosed property, but if you’re not knowledgeable about the process, there are pitfalls you need to consider. Before you purchase a foreclosed home, review the pros and cons to avoid ugly surprises.

Before you buy a foreclosed property, consider hiring a real-estate agent. Having someone who’s looking out for your best interests might save you a big headache.
Don’t confuse a foreclosed home with a real estate owned (REO) property. An REO describes a class of property that a lender — typically a bank, government agency or government loan insurer — owns after an unsuccessful sale at a foreclosure auction.

First steps

• Determine what foreclosure properties are available in the areas you want to live in by reviewing listings in your local newspaper or on bank websites, accessing public records, or conducting an online search.
• Check out the properties you’re considering in person so you can see their condition and neighborhood.
• Verify that the house is still in foreclosure. Contact the trustee who filed the paperwork to initiate the foreclosure or a local foreclosure specialist for this information.
• Order a title search to see if there are any liens on the property. If there are, it could raise the price.

The Pros 

Aspects of buying a bank-owned property are similar to buying from a homeowner, but there are opportunities to negotiate a better deal on a foreclosed property than you might otherwise get. Pros of buying a foreclosed home include:

• You can use traditional financing like VA and FHA loans.
• A home in the pre-foreclosure stage could lead to a short sale.
• If you have the required funds available to pay the outstanding balance on a foreclosed property’s mortgage to the lender, you’ll likely reduce competition.
• The bank will be motivated to sell the property, which means you might be able to negotiate price, down payment, closing costs and escrow length.
• The home’s title will be clear, so you won’t be taking on any liens, mortgages or back-tax responsibility from the previous owner.
• If repairs are necessary, the owner might take care of them.

The Cons 

Although buying a foreclosed home might seem like a great deal, it can have drawbacks. Cons of buying a foreclosed home include:

• The occupant might still be in the house and will need to move out. He might be upset about losing the property and damage it.
• If you purchase a house at a foreclosure auction, you buy it as is.
• When a foreclosed property is auctioned off, you have to pay for it in full when you buy it.
If you decide to purchase a foreclosed home, it might end up costing you more in repairs than you planned on, which could be a bad financial move. You might get a foreclosed home at a great price, however, and speed your path to home-ownership.

If you’re considering buying a foreclosed home, enlist the help of a qualified real-estate agent at PIERVIEW PROPERTIES Real Estate. That way, you can get their expert insights and opinion on whether you’re getting a good buy.

302 N. Cleveland St.
Oceanside, CA.
Serving Oceanside Communities Since 1979


9 Reasons To Visit A Home At Night Before Buying

Everyone knows someone who knows someone who moved into what seemed like a perfectly great house on a perfectly nice street only to have a complete nightmare unfold. But the truth is that your neighbor doesn't have to be practicing Santeria on the front lawn for you to hate where you live. So many things can turn what seems like your dream home into a disaster. You may not be able to avoid every one of them, but doing your due diligence can help.

Visit the homes you are considering at night. You may get a completely different perspective on the neighborhood once the streetlights go out - one that could change how you feel about living there. Need some concrete reasons to visit at night? How about:

1. To find out if your neighbors are weird
If you toured the house during a weekday or even on a weekend, you may not have gotten a true feel for who your neighbors could be. Come at night, and you might see the guy next door walking his pet iguana in the nude (the guy, not the iguana), or see the shady couple from around the corner make their nightly pilgrimage to the elementary school to ride the swings in a very curiously happy state.

2. To figure out if it's not active enough
Do you even have neighbors? You may not be too sure if they never emerge from their house. If you're looking for a social experience in your new neighborhood and the one your potential new house is in looks like a ghost town after 5, this might give you second thoughts.
3. To see if it's too active
There can be too much of a good thing. If you swing by and see that everyone is out mixing, it may make you look further into how often this occurs. Does living there mean you'll never have time to play a board game with the family or sit and watch your reality shows, or even prepare your own dinner or take a bath? That could be a deal breaker.
4. To gauge the noise level
Noise ordinances aren't something home-buyers want to have to familiarize themselves with, but, for some, that's the reality of life in a loud neighborhood. You may not know that the dog across the street barks for 20 minutes every time the sun goes down - and then every time someone has the nerve to walk by the house - or that several teenagers on the street have formed a garage band and their practice schedule is not compatible with your children's sleeping schedules until you're spent some time there at night.
5. To figure out the commute
Drive from work to your potential new house and make sure the commute is doable. Even if it's around the same distance to work as your current home, traffic patterns could make the drive unbearable.
6. To make sure there are enough kids
Envisioning a neighborhood where the kids all play together on the street and ride their bikes and families are out walking with their dogs and strollers (just not every minute of every day!)? Spend some time in the neighborhood before and after dinner. If you don't see much activity in the time before the sun goes down, there may not be much to see at all.
7. To make sure the mixed-use neighborhood isn't a little too mixed
The idea of being within walking distance to shops, cafes, and restaurants sounds great to many people. But have you thought about how the noise and traffic that's created in areas like this might affect your peace of mind at night?
8. To ensure it's safe
A neighborhood can look fine during the day and transform to something a little iffy when the lights go out. Make sure you check out the park down the street to make sure it isn't a drug hang and that area businesses don't attract a questionable crowd in the evenings.
9. Because there could be a serial killer living next door
Are you going to find out in one night of sitting outside in your car or strolling down the street? No, but you may observe some odd behavior that gives you pause. Maybe it's just a gut feeling you get spending time in the neighborhood at night. If you're trying to decide between a few homes, this may provide the tipping point you need to make the right choice.

302 N. Cleveland St.
Oceanside, CA. 92054


Make sure you have The Best Agent when Selling Your Home-www.TanYourHideInOceanside.com
Choosing a Real Estate Agent could mean financial disaster if you choose the wrong one. The goal in selling your home is - “Make Money” - Not lose it.
But how do you know if you’ve picked the right agent? With thousands of real estate brokerage firms in the U.S. you will have many agents and websites to choose from.
Check out these recommendations for vetting potential real estate agents, and you’ll find the selling process far smoother.

After All This IS a Job Interview: Signing up with a real estate agent is actually hiring an individual to perform a service, so treat it like any job interview – where you are the employer. Ask questions, interview more than one candidate and make a final decision when you are comfortable with the individual, after you have done your Homework!
As many as 2 out of 3 buyers and sellers select the first agent they meet, which can easily end in disaster if rushed.
Most of the time the seller wants to get started as soon as possible, and may make rash decisions, that may turn out to be a poor decision. Keep in mind that this individual will be working with you for anywhere from a month to much longer.
Communication is Key: The real estate agent needs to understand your needs as a client, which is a very important part of selling your home, or possibly finding you a new one.
Does the agent listen? Does the agent follow up with your questions, requests and needs? What is your initial gut feeling?
Ask Around Town: You, the seller should also check for references. Ask the agents you are interviewing for the information of previous clients, and take the time to call around to other professionals in the local market to get a feel for their reputation.
The ability of an agent working with others in the business is essential to the success of the selling your home. If your agent is not friendly with other area agents, others may not want to deal with him/her and show your home to prospective buyers.
How will the Agent Market Your Home: In your initial meeting with a potential agent, you should expect him/her to show you everything the agent will do in the selling of your home. Always ask for a step by step marketing plan; not just "Will Do Our best".
Have the agent show you how he/she marketed other properties in your IMMEDIATE AREA!
Most of the marketing will take place online, but there are other ways as in direct mail, flyers and magazines. Social media is another way of marketing your home.
Listing Price-Very Important: This is by far very crucial in the entire process. If you list to high you will lose potential buyers. To low and you may end up actually losing money. Don’t let dollar signs cloud your judgment. Look carefully at Closed Sales in "Your Area", within the past 4-6 months.
Some, not all, agents will list your home higher just to get the listing. This is where you must do your homework. Ask the agent what was the list to sell percentage on his/her last three to five homes.
You will also want to know what percentage your agent is giving the other side. If the percentage is low - this could deter some agents not showing your home. Hiring an agent who agrees to the lowest commission rate isn’t necessarily a smart way to go either. 

Trust Your Gut Feeling: Keep in mind that when you list your home, your real estate agent will be privy to your personal and financial information. Make sure that you feel good about the agent and that he/she has Your best interests in mind.

License Verify - B.R.E. in California <click  - ALWAYS go online - Or call the Real Estate Board in your local area, and make sure the agent is currently licensed prior to signing any documents. With most real estate boards, you can check and see if he/she has had any issues. You can also call the agents Broker regarding the agent.
As this will more than likely be the largest investment of your life....DO YOUR HOMEWORK!

302 N. Cleveland St.
Oceanside, CA. 92054